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Payments

Collect money the local way, everywhere.

One integration for cards, wallets and local bank rails across Asia and Latin America — with routing, risk and reconciliation handled for you.

Method coverage

The methods your buyers already trust.

From global cards to the wallets that dominate each market — switched on per market, ordered automatically at checkout.

Southeast Asia

GrabPay, GCash, Maya, ShopeePay, PromptPay, TrueMoney, Rabbit LINE Pay, PayNow, FPS, FPX, QRIS, OVO, DANA, GoPay, MoMo, ZaloPay

East & South Asia

Alipay, WeChat Pay, UnionPay, UPI, PayPay, Kakao Pay, FPS Hong Kong

Americas

Pix, OXXO, SPEI, Webpay Plus, khipu, PSE, Nequi, Yape, Interac, ACH

Europe & Middle East

SEPA, iDEAL, Bancontact, Blik, Swish, MobilePay, Twint, EPS, Przelewy24, mada, STC Pay

Checkout

Checkout that converts.

Prebuilt, localised and compliant — drop it in as a redirect, an embed, or go fully custom with the API.

  • Hosted checkout in 30+ languages with local method ordering
  • Payment links for no-code invoicing and campaigns
  • Saved cards and network tokens for higher repeat approval
GCashPHP · e-wallet 3-D Secure
PromptPayTHB · QR QR
₱ 12,480.00AEX-2291 · T+1 Paid

Billing

Billing and subscriptions.

Revenue models beyond one-off payments, without building a billing stack.

  • Recurring plans, trials, add-ons and proration
  • Usage-based and hybrid pricing models
  • Smart retries and dunning that recover failed renewals
  • Invoices with per-market numbering
Growth planUSD 490.00 / mo Paid
API usage1,284,000 calls · USD 128.40 Prorated
INV-2025-118T+1 · auto-retry Paid

Risk

Risk, handled.

Fraud tools tuned per market and method — not a single global dial.

  • ML risk scoring trained on regional patterns
  • 3-D Secure / SCA orchestrated only when it lifts approval
  • Rules engine with block and allow lists
  • Chargeback evidence assembled automatically
92 / 100Risk score Allow
3-DS step-upRule: first transaction > USD 200 Triggered
ChargebackTX-88410 · evidence pack Submitted

Reporting

Reconciliation without spreadsheets.

Every cent matched, every state change observable.

  • Settlement files matched to the cent
  • Multi-entity, multi-currency reporting
  • Webhooks on every state change
  • Exports to your BI, ERP or data warehouse
Batch #44711,204 transactions 100.00% matched
FX P&LSGD → USD +12.40
ERP exportNetSuite · daily 06:00 Synced

API

Same platform, same API.

Every method above is one parameter on a single Payments API.

Explore the docs
create-payment.sh
# 120.00 SGD via GrabPay, with idempotency
curl https://api.apexpayment.top/v1/payments \
  -u sk_test_9xKd82Lq: \
  -H "Idempotency-Key: order_2291" \
  -d amount=12000 \
  -d currency=sgd \
  -d "methods[]"=grabpay \
  -d redirect_url="https://yourapp.com/return"

Ready to move money in every direction?

Tell us your markets and volumes — we'll map the rails, the licences and the pricing within one business day.